What to Expect From a Dental Malpractice Claim

January 24, 2025

Reading time: 3 minutes

Dental Malpractice form, and gavel on a surface.

In this article, dentists will be introduced to the malpractice claims process. The average dentist is sued at least once in their career, so learning about the process ahead of time can help you be better prepared. This article explains what happens when a claim is brought against a dental provider.

Key Concepts

  • What is a dental malpractice claim
  • The six steps of the claims process
  • How to prepare for the claims process

Malpractice claims can be overwhelming and confusing. However, learning about the process ahead of time can help you better prepare to manage a claim. Let’s break down the malpractice claims process so you can practice with greater confidence.

The Dental Malpractice Claims Process

A malpractice claim arises from an accusation that some action of the dentist fell below the standard of care and is brought by a patient, a patient’s family, or a patient’s attorney. Claims are usually handled between the two parties through the dentist’s malpractice insurance carrier and the complainant.

Choosing a trustworthy malpractice insurance carrier with a strong claims team is one way you can prepare for any future claims made against you. It’s also helpful to know what to expect, so you understand the steps to take if faced with a claim. The process described below is what you can expect to occur when facing a malpractice claim.

  1. Reporting a Claim to Your Dental Malpractice Insurance Carrier
    • Notice of a claim can come from either a patient or their attorney. In both scenarios, you should report it to your malpractice insurance carrier immediately.
  2. Delegation of a Claim
    • Once a claim is reported, it will be assigned to a dental claims consultant. Depending on the particularity of a claim, an attorney may be assigned to assist with the claim.
  3. Initial Contact with Claims Consultant
    • You will be contacted by a claims consultant who will go over the case with you, gather more information, and verify that your policy covers the claim.
  4. Preparation for the Claims Process
    • In preparation for your involvement in the claims process, there are some things you can do.
      • Gather all your documents/records about the treatment of the patient. Never alter your records – that includes adding, removing, or changing any information.
      • Avoid speaking about the claim to others. Only speak to representatives from your insurance carrier and any involved attorneys about it.
      • If you or your dental practice receives any further communication from the patient, let your insurance carrier know immediately. Advise the patient that communications need to go through your malpractice insurance carrier.
  5. Investigation and Evaluation
    • Your claims consultant will speak to the patient or their attorney and will get all the relevant information to evaluate the claim, including:
      • Medical and dental records from prior and subsequent medical or dental providers.
      • Any information they have to support their claim against you.
  6. Discussion of Available Options Going Forward
    • After the claims consultant has received all the patient’s records in support of the claim, they will evaluate the strengths and weaknesses of the claim being made against you. They will discuss the claim with you and will help you decide how to proceed from there.

In the event of a claim, MedPro Group will be with you every step of the way. Our industry-leading claims team has a trial win rate of 95% and closes 80% of claims without payment. Is your carrier prepared to protect your good name? It’s important to know that your insurance carrier will be there for you when it matters most. By understanding the claims process, you can feel a bit more prepared should you ever be faced with a claim.

All data is derived from MedPro Group records and calculations; claims data range is 2013-2022 unless otherwise indicated. MedPro Group is the marketing name used to refer to the insurance operations of The Medical Protective Company, Princeton Insurance Company, PLICO, Inc. and MedPro RRG Risk Retention Group. All insurance products are administered by MedPro Group and underwritten by these and other Berkshire Hathaway affiliates, including National Fire & Marine Insurance Company. Product availability is based upon business and/or regulatory approval and may differ among companies. © MedPro Group Inc. All Rights Reserved.

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Facing a malpractice claim can significantly impact a dentist's mental health, causing stress and anxiety. This article explores the emotional toll of malpractice claims and offers tips for dentists navigating the claims process.

Key Concepts       

  • How a malpractice claim can impact mental health
  • Coping with a dental malpractice claim
  • Practice confidently with malpractice coverage

The emotional toll of malpractice claims for dentists

Facing a malpractice claim can be an emotionally challenging experience for any dental provider. The impact of a claim or lawsuit on one's practice, reputation, and livelihood can weigh heavily on their mind. The stress from dealing with claims or litigation, along with possible financial implications of the same, can make coping more difficult. It is common for dentists to feel unsure or doubt themselves after being sued. They may question if they are good at their job and if they make the right choices. This doubt can impact their confidence and the care they give.

Uncertainty surrounding a malpractice claim can lead to heightened levels of stress and anxiety. Dentists may find themselves in a constant state of worry that can take a toll on their mental health, leading to burnout or decreased job satisfaction. The pressure to maintain a high standard of care while dealing with these stressors can create a vicious cycle of anxiety. Ongoing strain can result in physical symptoms such as headaches, insomnia, and fatigue, further affecting a dentist's ability to give the best care to their patients.

The emotional impact of a malpractice claim doesn't stop at the office door. Dentists may find that the stress spills over into their personal lives, affecting their relationships with family and friends. The pressure to maintain a professional demeanor while dealing with personal turmoil can be overwhelming, leading to feelings of isolation and loneliness. Additionally, the emotional burden can strain marriages and family dynamics, as loved ones may struggle to understand the depth of the stress involved. This can lead to communication breakdowns and a sense of disconnect.

Coping with a dental malpractice claim

When dealing with a malpractice claim, it is crucial for dentists to prioritize their mental health and well-being. Here are some strategies that can help:

Learning more about the claims process
Facing the prospect of a malpractice claim can understandably generate anxiety. However, proactively gaining insight into the claims process can help you feel more confident to navigate a claim, should it arise. Familiarity with the typical stages involved, from the initial reporting of the claim through investigation and potential resolution, serves to demystify what might otherwise be perceived as an overwhelming and intimidating experience.

Learn what to expect from a malpractice claim in this article.

Seeking professional help
Engaging with a mental health professional can be a valuable step in managing the emotional stress of a malpractice claim. Therapists and counselors can provide coping strategies and emotional support, helping you navigate the challenges you face. These professionals can offer a safe space for you to express your fears and anxieties, facilitating a healthier emotional processing of the situation. Mental health support can also equip you with the tools to handle future stressors with greater ease.

Building a support network
Going through a malpractice claim can add significant stress to your life. But having a solid crew of family and friends can be a real lifeline, helping you keep some sense of normal. Your support network can help remind you who you are outside of your practice and encourage you to prioritize doing the things that bring you joy and sticking to your routines. Drawing strength from your relationships may help alleviate feelings of isolation during a claim.

Please keep in mind that it may go against legal advice to discuss the details of a claim brought against you with others, including family and friends. Talk to your claims consultant or legal representative before discussing the claim with anyone.

Practicing self-care
Maintaining a healthy work-life balance and prioritizing self-care can help you manage stress and prevent burnout. Regular exercise, adequate rest, and engaging in activities that provide an emotional outlet can contribute to overall well-being and resilience. Self-care is not just a personal indulgence, but a necessary component of maintaining mental and emotional health in the face of adversity. By prioritizing self-care, you can replenish your energy, enhance your focus, and improve your overall quality of life.

Peace of mind with dental malpractice insurance

Dental malpractice insurance plays a vital role in mitigating the emotional and financial impact of a malpractice claim. By providing financial protection and legal support for malpractice claims, malpractice coverage allows you to focus on your practice and personal well-being.

Malpractice insurance acts as a safety net, ensuring you have a support system in place should a claim arise. It can also empower you to continue practicing with confidence, knowing that you're prepared for unforeseen challenges. Having malpractice insurance is not just a smart risk management strategy – it's a guarantee that you won't face a claim alone.

Let's explore how dental malpractice coverage can help reduce stress and anxiety if a claim is brought against you.

Financial protection
One of the primary benefits of dental malpractice insurance is financial protection. In the event of a malpractice claim or lawsuit, your policy may cover legal fees, settlement costs, and damages awarded up to the limits in your policy. This financial safety net can alleviate some of the stress associated with potential financial loss, allowing you to concentrate on your patients and practice. Furthermore, having comprehensive malpractice insurance coverage can prevent you from having to dip into personal savings or assets, safeguarding your financial stability.

Legal support for malpractice claims and lawsuits
Navigating the legal processes associated with a malpractice claim can be complex and intimidating. Dental malpractice insurance often includes legal support for malpractice claims and lawsuits. In the event of a claim, you’ll have a skilled claims team and legal professionals on your side who can provide strategic insights into the nuances of your case. They’ll defend your reputation and help you make informed decisions.

Peace of mind
Knowing that you have the best dental malpractice insurance coverage can provide you with peace of mind. This assurance allows you to focus on providing quality care to your patients without the constant fear of a malpractice claim hanging over your head. In addition to the practical benefits of insurance, the emotional comfort it provides cannot be underestimated. You may feel more at ease knowing you have a strong protection system in place. This peace of mind can translate into greater job satisfaction and a more positive outlook on your professional journey.

Protect your good name with MedPro Group

With the right support and strategies, dentists can successfully navigate the emotional challenges of a malpractice claim and keep delivering excellent care to their patients. That's where MedPro Group comes in. We know how emotionally challenging a malpractice claim can be, and we're committed to supporting you throughout the entire process.

MedPro Group is industry leader in dental malpractice insurance. With 125+ years of malpractice expertise and hands-on customer support, we are the name to trust for the best and most reliable malpractice insurance for dentists.

Ready to secure your peace of mind? Start a quote or contact our team today.

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Board complaints and malpractice claims are two distinct challenges that can significantly impact your dental practice. In this article, you'll learn how they both work, their potential consequences, and how malpractice insurance provides essential protection against these risks.

Key Concepts   

  • Differences between board actions and malpractice claims
  • Potential outcomes of board complaints vs. malpractice claims
  • The value of dental malpractice insurance

As a dentist, understanding the differences between a dental board complaint and a malpractice claim is essential. Both can have significant implications, but knowing the distinctions between the two can empower dentists to proactively identify vulnerabilities and implement helpful risk management strategies in their practice.

What are the differences between board complaints and malpractice claims?

The legal implications of board complaints and malpractice claims differ significantly. Board complaints (also known as board actions) typically involve administrative procedures and address professional conduct. They are overseen by state dental boards that aim to enforce professional standards and increase public safety. 

Board actions can result in penalties, such as fines, required training, or licensing implications, including suspension or revocation. Dentists should approach board complaints seriously, as outcomes can impact their ability to practice.

In contrast, malpractice claims are civil legal disputes over damages for alleged negligence. They often involve lengthy lawsuits, where the plaintiff must prove that the dentist failed to meet the standard of care. They require legal representation and can lead to significant financial consequences like legal defense costs and possible compensation for the injured patient. This differs from board complaints, which don’t typically result in financial awards to the complainant.

Now that we’ve covered the basic differences, let’s dive into both board complaints and malpractice claims to further understand how they differ — and how to protect yourself from both.

What is a dental board complaint?

A dental board complaint is an allegation filed with a state's dental regulatory board. It most often relates to violations of professional conduct or practice standards by a dentist. 

Dental boards serve as regulatory bodies for the profession. They help establish standards of practice and uphold the integrity of the dental profession. Dental boards are crucial in safeguarding patient interests and maintaining trust in dental services.

When a board complaint is filed, the board assesses whether the dentist in question has breached professional standards. They conduct thorough investigations into the allegations, including reviewing patient records and interviewing relevant parties. This process ensures fairness and due diligence. The board's role is to determine whether discipline is warranted, such as fines, continuing education, or license suspensions and/or revocations.

Board complaints are different from malpractice claims, but it’s important to note that the two can occur concurrently. While malpractice claims deal with patient liability, board complaints focus on administrative or ethical issues. 

Always let your dental malpractice insurance carrier know right away if a board complaint is brought against you. Malpractice insurance carriers may help defend dentists against board complaints, but disciplinary measures are not covered by most policies and fines imposed will be at the dentist’s expense.

What are common reasons for dental board complaints?

Dental board complaints often stem from various issues related to patient care. Addressing these issues early can prevent escalation and knowing these common triggers can help dentists minimize potential risks.

Common reasons for dental board complaints include:

  • Unprofessional conduct or interactions
  • Failure to abide by state regulations
  • Issues with patient records

Avoiding these common pitfalls requires diligence and empathy. By maintaining open communication with patients, dentists can mitigate many issues. This approach not only reduces the chance of complaints but also fosters trust with patients.

What is a dental malpractice claim?

A dental malpractice claim arises when a patient alleges harm due to a dentist's care. It's a legal dispute centered on professional negligence, focusing on whether the care provided met the expected standard, and can lead to a money judgment.

Patients may file dental malpractice claims for various reasons, including improper treatment, failure to diagnose a condition, or causing a new injury. The claims process usually begins with the patient filing a complaint, which moves to investigation and, potentially, litigation.

From the dentist's perspective, a malpractice claim can be both financially and professionally draining. It involves legal proceedings where the dentist might need expert witnesses to testify regarding the standard of care. The repercussions of a malpractice claim can extend beyond monetary compensation – they may impact the dentist's reputation and future practice opportunities. 

Obtaining comprehensive dental malpractice insurance can help mitigate these risks and provide relief for the financial burden of litigation.

What are the consequences of malpractice claims for dentists?

Malpractice claims can have serious repercussions for dentists. Claims may lead to costly legal battles and emotional hardship. They can also damage a dentist's professional reputation. Trust is crucial in dentistry, and a claim can lead patients to question a provider’s competence. This loss of trust might reduce patient numbers and revenue.

Furthermore, malpractice claims could affect a dentist's professional licensure. If found liable for malpractice, they might in turn face a separate disciplinary action from the dental board.

The emotional toll of a malpractice claim should not be underestimated. Facing allegations of malpractice can be distressing. It's essential for dentists to be prepared with reliable malpractice insurance to mitigate these potential consequences.

Learn more about what to expect from a malpractice claim in this article.

Protect Your Practice: Malpractice Insurance for Dentists

Malpractice insurance is a crucial safeguard for dentists. Without it, the financial burden of a dental malpractice claim can be extremely overwhelming. Not only does it provide protection against claims, covering legal fees and potential settlements, but malpractice carriers often help defend insureds against board complaints, too. 

Securing malpractice insurance ensures that dentists can focus on patient care rather than worrying about litigation. This is essential for maintaining a high standard of service and patient trust.

When choosing a policy, it's important to understand the coverage options available. Dentists should consider their practice's specific needs and potential risks. Some policies cover additional areas, like cyber liability or loss of earnings.

Selecting the right insurance company is crucial as well. A reliable carrier will have extensive experience with dental malpractice claims, financial stability, and valuable risk management resources. Thorough research and comparison are key to finding the best coverage.

MedPro Group Has You Covered

At MedPro, we understand how stressful board complaints and malpractice claims can be. That’s why we offer coverage tailored to each dentist’s needs, with helpful included coverages like administrative hearing defense. With 125+ years of malpractice expertise, we are prepared to protect your good name so you can focus on what truly matters – delivering high-quality dental care to your patients.

Ready to get covered? Reach out to our team or start a quote today.

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The average dentist gets sued at least once in their career, and it’s important for dentists to be prepared in the event they must face a lawsuit. In this article, we’ll answer eight common questions about malpractice claims and lawsuits.

Key Concepts

  • Common questions about dental malpractice claims
  • Understanding dental malpractice claims and lawsuits
  • Malpractice litigation and claims defense
  1. Where do I begin if I’ve been sued by a patient?

    The first thing you should always do when notified of a lawsuit is contact your malpractice insurance carrier. They will help you manage claims and defend yourself throughout a lawsuit.

  2. How can I evaluate my insurance company’s claims expertise?

    It is extremely important to select a malpractice insurance company with expertise in malpractice litigation. The company should understand the venue, specific state laws, as well as clinical practice standards in your state.

    Your dental malpractice insurance company should also have a proven track record of defending (and winning) malpractice claims. Some key statistics to ask for are the company’s trial win rate and number of claims closed without payment. Both numbers should be high. At MedPro Group, we close 80% of claims without payment and win 95% of dental claims that make it to trial.

  3. What tends to be the most surprising/unexpected aspect of the claims process for insureds?

    The length of the process is usually the most unexpected part. It can take months or years for a resolution to come after a claim, especially if legal action is taken. Lawsuits prolong the process and typically take a year and a half to two years to resolve. Some lawsuits take even longer than that. Additionally, delays along the way are inevitable and contribute to a prolonged claims process.

  4. What is the difference between a claim and a lawsuit?

    Both a claim and a lawsuit are legal demands for compensation, but the difference lies in where and with whom the negotiations and resolution take place.

    A malpractice claim is an accusation of negligence that is brought against a dentist by a patient or a patient’s attorney. Claims can be resolved in a variety of ways including dismissal, withdrawal, and settlement. Settlement occurs between the two parties through the dentist’s malpractice insurance carrier and the patient or their attorney. Most claims do not escalate to legal action.

    A lawsuit is a filed legal action within the court system that is brought against a dentist by a patient or a patient’s attorney. In dental malpractice cases, a lawsuit accuses a dental provider of negligence and alleges that their actions led a patient to suffer harm. Lawsuits are either settled by lawyers through negotiations outside of court or resolved by trial and jury verdict. The trial will lead to a determination of damages owed.

  5. What is the best way to manage the stress of a claim/potential lawsuit?

    Claims and lawsuits can be extremely emotionally draining. The stress of facing a claim can impact your life and your practice. It is important to gather a support group, whether that is friends or family, who you can lean on for the duration of the claims or litigation process. There is never any shame in reaching out to a mental health professional if you feel you need more outside support.

    Keep in mind that it may go against legal advice to discuss the details of your case with others. Confer with your claims consultant/attorney before disclosing any information about your case to anyone.

  6. What is the most important thing to avoid doing when sued by a patient?

    Never alter any records that pertain to the incident in the lawsuit and the plaintiff in general. Altering records will almost certainly have problematic consequences, which could affect litigation.

  7. Who will communicate with me if I face a claim or am sued?

    There are a few channels of communication that will need to be active when facing a claim or a lawsuit. First, always report a claim or lawsuit to your malpractice insurance carrier as soon as you receive notice of it. From your malpractice insurance carrier, you will be in contact with a claims consultant who will help manage the claim and advise you.

    If you have been sued, you will be in close contact with your appointed attorney, who will guide you through the litigation process and work on your defense.

  8. How can I best prepare for a lawsuit?

    The best way to prepare for a lawsuit is to follow the advice of counsel and work with your insurance carrier. Taking matters into your own hands is never a good idea – you can trust that your malpractice insurance carrier has the expertise and experience to help you through a lawsuit.

    Facing a dental malpractice claim or lawsuit can be a traumatic experience. By understanding the answers to these common questions, you can be better prepared and practice with greater peace of mind.
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Facing a malpractice claim can significantly impact a dentist's mental health, causing stress and anxiety. This article explores the emotional toll of malpractice claims and offers tips for dentists navigating the claims process.

Key Concepts       

  • How a malpractice claim can impact mental health
  • Coping with a dental malpractice claim
  • Practice confidently with malpractice coverage

The emotional toll of malpractice claims for dentists

Facing a malpractice claim can be an emotionally challenging experience for any dental provider. The impact of a claim or lawsuit on one's practice, reputation, and livelihood can weigh heavily on their mind. The stress from dealing with claims or litigation, along with possible financial implications of the same, can make coping more difficult. It is common for dentists to feel unsure or doubt themselves after being sued. They may question if they are good at their job and if they make the right choices. This doubt can impact their confidence and the care they give.

Uncertainty surrounding a malpractice claim can lead to heightened levels of stress and anxiety. Dentists may find themselves in a constant state of worry that can take a toll on their mental health, leading to burnout or decreased job satisfaction. The pressure to maintain a high standard of care while dealing with these stressors can create a vicious cycle of anxiety. Ongoing strain can result in physical symptoms such as headaches, insomnia, and fatigue, further affecting a dentist's ability to give the best care to their patients.

The emotional impact of a malpractice claim doesn't stop at the office door. Dentists may find that the stress spills over into their personal lives, affecting their relationships with family and friends. The pressure to maintain a professional demeanor while dealing with personal turmoil can be overwhelming, leading to feelings of isolation and loneliness. Additionally, the emotional burden can strain marriages and family dynamics, as loved ones may struggle to understand the depth of the stress involved. This can lead to communication breakdowns and a sense of disconnect.

Coping with a dental malpractice claim

When dealing with a malpractice claim, it is crucial for dentists to prioritize their mental health and well-being. Here are some strategies that can help:

Learning more about the claims process
Facing the prospect of a malpractice claim can understandably generate anxiety. However, proactively gaining insight into the claims process can help you feel more confident to navigate a claim, should it arise. Familiarity with the typical stages involved, from the initial reporting of the claim through investigation and potential resolution, serves to demystify what might otherwise be perceived as an overwhelming and intimidating experience.

Learn what to expect from a malpractice claim in this article.

Seeking professional help
Engaging with a mental health professional can be a valuable step in managing the emotional stress of a malpractice claim. Therapists and counselors can provide coping strategies and emotional support, helping you navigate the challenges you face. These professionals can offer a safe space for you to express your fears and anxieties, facilitating a healthier emotional processing of the situation. Mental health support can also equip you with the tools to handle future stressors with greater ease.

Building a support network
Going through a malpractice claim can add significant stress to your life. But having a solid crew of family and friends can be a real lifeline, helping you keep some sense of normal. Your support network can help remind you who you are outside of your practice and encourage you to prioritize doing the things that bring you joy and sticking to your routines. Drawing strength from your relationships may help alleviate feelings of isolation during a claim.

Please keep in mind that it may go against legal advice to discuss the details of a claim brought against you with others, including family and friends. Talk to your claims consultant or legal representative before discussing the claim with anyone.

Practicing self-care
Maintaining a healthy work-life balance and prioritizing self-care can help you manage stress and prevent burnout. Regular exercise, adequate rest, and engaging in activities that provide an emotional outlet can contribute to overall well-being and resilience. Self-care is not just a personal indulgence, but a necessary component of maintaining mental and emotional health in the face of adversity. By prioritizing self-care, you can replenish your energy, enhance your focus, and improve your overall quality of life.

Peace of mind with dental malpractice insurance

Dental malpractice insurance plays a vital role in mitigating the emotional and financial impact of a malpractice claim. By providing financial protection and legal support for malpractice claims, malpractice coverage allows you to focus on your practice and personal well-being.

Malpractice insurance acts as a safety net, ensuring you have a support system in place should a claim arise. It can also empower you to continue practicing with confidence, knowing that you're prepared for unforeseen challenges. Having malpractice insurance is not just a smart risk management strategy – it's a guarantee that you won't face a claim alone.

Let's explore how dental malpractice coverage can help reduce stress and anxiety if a claim is brought against you.

Financial protection
One of the primary benefits of dental malpractice insurance is financial protection. In the event of a malpractice claim or lawsuit, your policy may cover legal fees, settlement costs, and damages awarded up to the limits in your policy. This financial safety net can alleviate some of the stress associated with potential financial loss, allowing you to concentrate on your patients and practice. Furthermore, having comprehensive malpractice insurance coverage can prevent you from having to dip into personal savings or assets, safeguarding your financial stability.

Legal support for malpractice claims and lawsuits
Navigating the legal processes associated with a malpractice claim can be complex and intimidating. Dental malpractice insurance often includes legal support for malpractice claims and lawsuits. In the event of a claim, you’ll have a skilled claims team and legal professionals on your side who can provide strategic insights into the nuances of your case. They’ll defend your reputation and help you make informed decisions.

Peace of mind
Knowing that you have the best dental malpractice insurance coverage can provide you with peace of mind. This assurance allows you to focus on providing quality care to your patients without the constant fear of a malpractice claim hanging over your head. In addition to the practical benefits of insurance, the emotional comfort it provides cannot be underestimated. You may feel more at ease knowing you have a strong protection system in place. This peace of mind can translate into greater job satisfaction and a more positive outlook on your professional journey.

Protect your good name with MedPro Group

With the right support and strategies, dentists can successfully navigate the emotional challenges of a malpractice claim and keep delivering excellent care to their patients. That's where MedPro Group comes in. We know how emotionally challenging a malpractice claim can be, and we're committed to supporting you throughout the entire process.

MedPro Group is industry leader in dental malpractice insurance. With 125+ years of malpractice expertise and hands-on customer support, we are the name to trust for the best and most reliable malpractice insurance for dentists.

Ready to secure your peace of mind? Start a quote or contact our team today.

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Additional Claims content

Understand how malpractice claims can affect mental health for dentists, and learn how to cope with the psychological toll in this article.

Dental board complaints and malpractice claims: understanding processes, consequences, and how malpractice insurance protects your practice.

The average dentist gets sued at least once in their career, and it’s important for dentists to be prepared in the event they must face a lawsuit. In this article, we’ll answer eight common questions about malpractice claims and lawsuits.

This document does not constitute legal or medical advice and should not be construed as rules or establishing a standard of care. Because the facts applicable to your situation may vary, or the laws applicable in your jurisdiction may differ, please contact your attorney or other professional advisors if you have any questions related to your legal or medical obligations or rights, state or federal laws, contract interpretation, or other legal questions.

MedPro Group is the marketing name used to refer to the insurance operations of The Medical Protective Company, Princeton Insurance Company, PLICO, Inc. and MedPro RRG Risk Retention Group. All insurance products are underwritten and administered by these and other Berkshire Hathaway affiliates, including National Fire & Marine Insurance Company. Product availability is based upon business and/or regulatory approval and/or may differ among companies.

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